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Payment Gateways Comparison

Egg Basket supports four payment gateways out-of-the-box - Sagepay Direct, Sagepay inFrame, Barclaycard ePDQ, and PayPal. You'll need to sign up to at least one of these services to be able to take online payments, or build your own module for another gateway.

To help you decide which service is right for you, we've compiled this comparison table:

Sagepay Direct Sagepay inFrame Barclaycard ePDQ PayPal

Flex

Pay As You Go

Contract

Standard

No sign-up fee.

No sign-up fee.

£50 sign-up fee.

No sign-up fee.

No sign-up fee.

12p transaction fee after 350 monthly transactions.

12p transaction fee after 350 monthly transactions.

3.5% transaction fee.

1.75% (+ 10p after 350 monthly transactions) transaction fee.

3.4% + 20p transaction fee.

£19.90 monthly fee.

£19.90 monthly fee.

No monthly fee.

£20 monthly fee.

No monthly fee.

*SSL required.

Off-site card handling. No SSL requirement.

Off-site card handling. No SSL requirement.

Off-site card handling. No SSL requirement.

Off-site card handling. No SSL requirement.

**PCI-DSS testing required.

**Minimal PCI-DSS requirements.

**Minimal PCI-DSS requirements.

**Minimal PCI-DSS requirements.

**Minimal PCI-DSS requirements.

Payment pages are built in directly, so you have full control over their look and feel.

Payment pages are loaded in via an iframe so match your site design perfectly but the form itself can't be customised.

Payment pages look a little dated, but for an additional monthly fee can be templated.

Payment pages look a little dated, but for an additional monthly fee can be templated.

Payment pages don't offer many styling options but are recognised and trusted.

The ideal solution if you want to customise the payment page or store payment details for a faster repeat checkout. The near-fixed monthly costs make this a more suitable option for busier stores which would otherwise incur larger transaction fees, but PCI-DSS testing can be expensive.

The best of both worlds. If you're a busier store and like the look of Sagepay's costs, but you don't need total control over the payment form, this option negates the need for an SSL or PCI-DSS testing.

If you find some months are considerably busier than others, Barclaycard might be for you. You can start off on their PAYG package and move between plans to suit the number of transactions you receive which may give you the best long term deal compared to either Sagepay or PayPal which will continue to charge you a monthly fee during quiet months (Sagepay), or a higher transaction fee during busier months (PayPal).

An internationally trusted service with no monthly fee makes PayPal an ideal solution for small stores with only a few monthly sales, but busier stores may find that the transaction fees are too expensive.

Sagepay Sign Up

Barclaycard Sign Up

PayPal Sign Up

 

*An SSL certificate is used to create a secure, encrypted connection between your customers web browser and your website, allowing for sensitive data, such as payment details, to be transmitted safely. Certificates are fairly cheap these days but some web hosts don't support their installation due to the technical requirements they impose.

**A PCI-DSS (Payment Card Industry Data Security Standard), compliance test is an annual self assessment questionnaire and an automated monthly, quarterly, or yearly server and website probe that, combined, validates you as somebody who can be trusted to handle card information. Testing can be expensive and requires a technical understanding of both the website and server software. Many cheaper web hosts do not offer a PCI-DSS compliant hosting environment.

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GPL

Egg Basket is free open-source software, licensed under the GNU GPL.